Self certification mortgage

Questions and Answers

what actually is a self certification mortgage?

A) It's one where you are given the opportunity to lie to the lender about your level of income before they recklessly give you the loan.

If I want to buy a £300K property with a self certification mortgage, what deposit amount do I need to have?

Q) Would £50K be enough? And what sort of checks could I expect them to run on me? London..........

A) what country are you applying in?

how can I get a mortgage of 95% LTV, based on self-certification without a status of "permanent residence"

A) Contact a mortgage broker. Do a local search on yahoo.